:root{--navy:#1E2A3A;--blue:#2F7BD6;--blue-d:#1F5FAD;--ink:#1F2937;--mute:#5B6778;--bg:#fff;--soft:#F3F6FA;--line:#E3E8EF;--tg:#229ED9}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;color:var(--ink);background:var(--bg);line-height:1.6;font-size:16px}
a{color:var(--blue);text-decoration:none}a:hover{text-decoration:underline}
.wrap{max-width:1140px;margin:0 auto;padding:0 20px}
header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:saturate(1.4) blur(8px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;height:68px;gap:16px}
.logo{height:40px;width:auto;display:block}
.menu{display:flex;gap:26px;align-items:center}.menu a{color:var(--navy);font-weight:500;font-size:15px}.menu a:hover{color:var(--blue);text-decoration:none}.menu a.lang{border:1px solid var(--line);border-radius:999px;padding:4px 12px;font-size:13px;color:var(--mute)}footer a.lang{margin-top:6px}
.btn{display:inline-flex;align-items:center;gap:8px;background:var(--blue);color:#fff;padding:11px 18px;border-radius:10px;font-weight:600;font-size:15px;border:0;cursor:pointer;white-space:nowrap}
.btn:hover{background:var(--blue-d);text-decoration:none;color:#fff}
.btn.tg{background:var(--tg)}.btn.tg:hover{background:#1b86ba}
.btn.ghost{background:transparent;color:var(--navy);border:1.5px solid var(--line)}.btn.ghost:hover{border-color:var(--navy);background:#fff;color:var(--navy)}
.burger{display:none;background:none;border:0;font-size:26px;color:var(--navy);cursor:pointer}
.hero{background:linear-gradient(180deg,#F7FAFE 0%,#fff 100%);padding:72px 0 56px;border-bottom:1px solid var(--line)}
.hero h1{font-size:46px;line-height:1.12;margin:0 0 18px;color:var(--navy);letter-spacing:-.02em;max-width:820px}
.hero p.lead{font-size:19px;color:var(--mute);max-width:720px;margin:0 0 28px}
.hero .cta{display:flex;gap:12px;flex-wrap:wrap;align-items:center}
.pills{display:flex;flex-wrap:wrap;gap:8px;margin-top:28px}.pill{background:#fff;border:1px solid var(--line);border-radius:999px;padding:6px 12px;font-size:13px;color:var(--navy);font-weight:500}
.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;margin-top:40px}
.stat{background:#fff;border:1px solid var(--line);border-radius:14px;padding:18px}.stat b{display:block;font-size:26px;color:var(--navy)}.stat span{color:var(--mute);font-size:14px}
section{padding:64px 0}section.alt{background:var(--soft)}
h2{font-size:32px;line-height:1.2;color:var(--navy);margin:0 0 10px;letter-spacing:-.01em}
.sub{color:var(--mute);font-size:17px;margin:0 0 32px;max-width:720px}
.grid{display:grid;gap:18px}.g2{grid-template-columns:repeat(2,1fr)}.g3{grid-template-columns:repeat(3,1fr)}.g4{grid-template-columns:repeat(4,1fr)}
.card{background:#fff;border:1px solid var(--line);border-radius:14px;padding:22px;transition:box-shadow .15s,transform .15s}
a.card{color:inherit;display:block}a.card:hover{text-decoration:none;box-shadow:0 8px 24px rgba(30,42,58,.08);transform:translateY(-2px)}
.card h3{margin:0 0 6px;font-size:18px;color:var(--navy)}.card p{margin:0;color:var(--mute);font-size:15px}
.card .meta{font-size:13px;color:var(--blue);font-weight:600;margin-top:10px}
.flag{font-size:28px;line-height:1;margin-bottom:10px;display:block}
.steps{counter-reset:s;display:grid;gap:14px}.step{display:grid;grid-template-columns:48px 1fr;gap:16px;align-items:start;background:#fff;border:1px solid var(--line);border-radius:14px;padding:18px}
.step .n{width:48px;height:48px;border-radius:12px;background:var(--navy);color:#fff;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:18px}
.step h3{margin:4px 0 4px;font-size:17px;color:var(--navy)}.step p{margin:0;color:var(--mute);font-size:15px}
.quote{background:#fff;border:1px solid var(--line);border-radius:14px;padding:22px}.quote p{margin:0 0 14px;font-size:16px;color:var(--ink)}.quote b{display:block;color:var(--navy)}.quote span{color:var(--mute);font-size:14px}
.band{background:var(--navy);color:#fff;padding:56px 0;text-align:center}.band h2{color:#fff}.band p{color:#C7D2E0;max-width:640px;margin:0 auto 24px;font-size:17px}
.band .btn.ghost{color:#fff;border-color:rgba(255,255,255,.35)}.band .btn.ghost:hover{background:rgba(255,255,255,.08);color:#fff}
footer{background:#0F1724;color:#AAB6C6;padding:48px 0 28px;font-size:14px}
.fgrid{display:grid;grid-template-columns:2fr 1fr 1fr 1.4fr;gap:28px}footer h4{color:#fff;margin:0 0 12px;font-size:14px;letter-spacing:.04em;text-transform:uppercase}
footer a{color:#D5DEEA;display:block;margin:6px 0}footer a:hover{color:#fff}
.fbot{border-top:1px solid #243246;margin-top:32px;padding-top:18px;display:flex;justify-content:space-between;flex-wrap:wrap;gap:10px;color:#7E8BA0}
.tgfab{position:fixed;right:18px;bottom:18px;z-index:60;display:inline-flex;align-items:center;gap:10px;background:var(--tg);color:#fff;padding:13px 18px;border-radius:999px;font-weight:600;box-shadow:0 10px 24px rgba(34,158,217,.4);font-size:15px}
.tgfab:hover{background:#1b86ba;text-decoration:none;color:#fff}
.tgi{display:inline-block;width:20px;height:20px;background:currentColor;-webkit-mask:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath d='M9.04 15.47 8.7 19.9c.49 0 .7-.21.96-.46l2.3-2.2 4.77 3.49c.87.48 1.49.23 1.72-.81l3.12-14.62c.28-1.3-.47-1.81-1.32-1.49L1.9 10.74c-1.27.5-1.25 1.2-.22 1.52l4.69 1.46L17.26 6.9c.51-.34.98-.15.6.19L9.04 15.47z'/%3E%3C/svg%3E") center/contain no-repeat;mask:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath d='M9.04 15.47 8.7 19.9c.49 0 .7-.21.96-.46l2.3-2.2 4.77 3.49c.87.48 1.49.23 1.72-.81l3.12-14.62c.28-1.3-.47-1.81-1.32-1.49L1.9 10.74c-1.27.5-1.25 1.2-.22 1.52l4.69 1.46L17.26 6.9c.51-.34.98-.15.6.19L9.04 15.47z'/%3E%3C/svg%3E") center/contain no-repeat}
.prose{max-width:760px}.prose p{font-size:17px;color:var(--ink)}.prose h2{font-size:26px;margin-top:36px}.prose h3{color:var(--navy);margin:28px 0 8px}
.prose ul{padding-left:20px}.prose li{margin:6px 0}
.check{list-style:none;padding:0;margin:0}.check li{padding:8px 0 8px 32px;position:relative;font-size:16px}.check li:before{content:"";position:absolute;left:0;top:13px;width:18px;height:18px;border-radius:50%;background:#E3F0FF}.check li:after{content:"";position:absolute;left:6px;top:17px;width:6px;height:10px;border:solid var(--blue);border-width:0 2.5px 2.5px 0;transform:rotate(45deg)}
.chips{display:flex;flex-wrap:wrap;gap:10px;margin:18px 0 8px}.chip{background:#EAF2FD;color:var(--blue-d);border-radius:10px;padding:10px 14px;font-weight:600;font-size:15px}
.crumbs{font-size:13px;color:var(--mute);margin-bottom:18px}.crumbs a{color:var(--mute)}
details{border:1px solid var(--line);border-radius:12px;padding:14px 18px;margin-bottom:10px;background:#fff}summary{cursor:pointer;font-weight:600;color:var(--navy);font-size:16px}details p{margin:10px 0 0;color:var(--ink)}
.contact-grid{display:grid;grid-template-columns:1.2fr 1fr;gap:28px}
.cbox{background:#fff;border:1px solid var(--line);border-radius:14px;padding:24px}.cbox h3{margin:0 0 8px;color:var(--navy)}.cbox p{margin:0 0 14px;color:var(--mute)}
.notice{background:#FFF7E6;border:1px solid #F3D9A4;border-radius:12px;padding:14px 16px;font-size:14px;color:#6B4E00;margin-top:18px}
.post h1{font-size:38px;line-height:1.15;color:var(--navy);margin:0 0 10px;letter-spacing:-.02em}.post .date{color:var(--mute);font-size:14px;margin-bottom:28px}.post .body{max-width:760px;font-size:17px}.post .body h2{font-size:24px;margin:34px 0 10px}.post .body h3{font-size:19px;color:var(--navy);margin:26px 0 8px}.post .body p{margin:0 0 16px}.post .body ul,.post .body ol{padding-left:22px}.post .body li{margin:6px 0}.post .body blockquote{border-left:3px solid var(--blue);margin:0;padding:4px 16px;color:var(--mute)}.post .body table{border-collapse:collapse;width:100%;font-size:15px;margin:12px 0}.post .body td,.post .body th{border:1px solid var(--line);padding:8px}.postcard .date{font-size:13px;color:var(--mute);margin-bottom:6px}
.table{width:100%;border-collapse:collapse;font-size:15px}.table th,.table td{border-bottom:1px solid var(--line);padding:10px 8px;text-align:left;vertical-align:top}.table th{color:var(--navy);font-size:13px;text-transform:uppercase;letter-spacing:.04em}
@media(max-width:900px){.g4,.g3{grid-template-columns:repeat(2,1fr)}.fgrid{grid-template-columns:1fr 1fr}.stats{grid-template-columns:repeat(2,1fr)}.contact-grid{grid-template-columns:1fr}.hero h1{font-size:36px}}
@media(max-width:640px){.g2,.g3,.g4{grid-template-columns:1fr}.menu{display:none;position:absolute;top:68px;left:0;right:0;background:#fff;flex-direction:column;align-items:stretch;padding:12px 20px 18px;border-bottom:1px solid var(--line);gap:0}.menu a{padding:12px 0;border-bottom:1px solid var(--line)}.menu.open{display:flex}.burger{display:block}.nav .btn{display:none}.hero{padding:44px 0 36px}.hero h1{font-size:30px}h2{font-size:26px}.fgrid{grid-template-columns:1fr}.tgfab span{display:none}.tgfab{padding:14px}section{padding:44px 0}}